This second edition of Mis-Selling Financial Services is a practical guide to litigating claims arising from the mis-sale of financial products and services. It covers the history of 'mis-selling' litigation and provides an updated overview of the regulatory landscape and how such claims are formulated, as well as a thorough review of the key issues. The revised chapters give an in-depth analysis of the financial products which most commonly form the subject of such claims, from credit to collective investment schemes. Key Features: Updated with new chapters on Financial Ombudsman Service (FOS) and unfair terms Explanation of the key issues and considerations concerning mis-selling litigation Clear and concise analysis on the law relating to the mis-selling of regulated financial services products Overview of the UK and European regulatory framework governing the sale of financial products, with particular focus on five key product types: credit, mortgages, investments, insurance and collective investment schemes With consideration of key legal and practical concepts and issues, this book is an essential read for practitioners and in-house counsel working in the financial services industry. Academics who are researching within the fields of financial services law or consumer protection will also find this to be an informative text.

The products that are most often the subject of mis-selling claims are usually both complex and esoteric in nature. This complexity is reflected in the law, regulation and case law that applies to these products. Nowhere is this more true than in the heavily regulated financial services sector. This accessible book is designed to provide a clear and practical guide to claims involving the mis-selling of financial products. Key features include: Clear and concise analysis on the law relating to the mis-selling of regulated financial services products Overview of the UK and European regulatory framework governing the sale of financial products and with particular focus on five key product types: credit, mortgages, interest rate hedging products, insurance, and collective investment schemes Practical information on pleading, and defending claims of mis-selling including the various causes of action and limitation periods Summary of case law which has emerged from sector specific issues and mis-selling 'scandals'. Providing a practical grounding to the topics at hand, this book will be of use to practising lawyers and in-house counsel working within the financial services industry. Academics who are researching within the fields of financial services law or consumer protection will also find this to be an informative text.

The nine chapters in this book, along with a critical introduction, address complex theological issues relating to structural inequalities of our society, exacerbated by the experience of the COVID-19 pandemic. Pastoral theology as an academic discipline is not a value-free enterprise. This book strives to speak against all forms of injustice and to advocate for those who suffer under existing structural inequalities because such a liberative and social transformative task constitutes the fundamental work of pastoral theology. Each chapter in this book analyses how private problems of individuals are occurring within the immediate world of experience with public issues historically, socially, and politically. As a whole, this book addresses racial injustice, ableism, foster family care, and issues faced by Christian churches during the COVID-19 pandemic. The chapters in this book were originally published as a special issue of the Journal of Pastoral Theology.

Cardio-Hepatology: Connections Between Hepatic and Cardiovascular Disease provides a direct relationship between the cardiac and hepatic pathologies providing the link between the heart and liver and showing how liver diseases predispose to impairment in heart functioning and vice versa. Considering the growing number of patients living (and living longer) with heart failure and/or congenital heart disease, it is important to know when and how to test for liver disease in this population, how to interpret abnormal test results, and what management is appropriate. Coverage includes what should be done for patients to limit, avoid, or postpone the impairment in the liver functioning induced by heart diseases and the impairment in the heart functioning induced by liver diseases, on the basis of scientific-exposed evidence and pathophysiology knowledge. This comprehensive, extended review of the medical literature is perfect for researchers interested in the connection between cardiology and hepatology as well as clinicians making therapeutic decisions for patients suffering from heart or liver chronic diseases.

He journeyed farther than his near contemporary Marco Polo, though Muslim scholar Ibn Battuta (1304-c. 1377) is barely remembered at all compared to that legendary traveler. But Battuta's story is just as fascinating, as this 1829 translation of his diaries, by British Orientalist REV. SAMUEL LEE (1783 -1852), demonstrates. Embarking upon what would eventually be a 27-year pilgrimage, Battuta traveled through East Africa, the Middle East, India, China, and beyond, bringing him to most of the 14th-century Islamic world. Rife with beautiful descriptions of the exotic peoples he met and landscapes he saw, this little--known classic of medieval literature will enthrall scholars of Islamic history and armchair travelers alike.